When it comes to pool maintenance, general liability issues are ever-present, demanding a comprehensive understanding of the legal intricacies involved. As an insurance broker, it is imperative that you equip your pool-cleaning clients with a thorough understanding of the coverage provided by a general liability policy. As summer approaches and the demand for pool maintenance surges, your clients are bound to be inundated with extra service requests, making adequate coverage an absolute necessity. With the pool maintenance industry experiencing steady growth, it is vital for your clients to safeguard themselves against unforeseen circumstances. In this article, we offer a closer look at key considerations to explore as you help your clients obtain the much-needed protection of a general liability insurance policy.
General Liability Covers Unplanned Events
Pool companies face many potential liability situations, from slips and falls to accidental pool chemical imbalances or equipment creating potential hazards during an installation. Getting general liability for pool cleaning services can mitigate risk, typically by covering the following:
- Third-party injuries due to negligence
- Medical expenses
- Damages to a client’s property
Along with helping to cover costs associated with potential lawsuits, this type of insurance also may help pool companies get new clients. Residential, private, and public pool owners alike may require contractors to have general liability coverage. If a business does not obtain it, it may mean lost business and damage to its reputation.
Factors Impacting the Cost
Luckily, general liability for pool cleaning services often does not take a heavy toll on a company’s budget. Many factors influence how much a professional pool services company will spend, such as the business’s location, services offered, number of employees, and annual revenue.
Help Clients Get the General Liability Coverage They Need
By emphasizing the significance of general liability insurance to your pool cleaning clients, you can help them secure their financial stability and protect their business from unforeseen liabilities. With the help of Commodore Insurance Services, you can assist them in selecting the right insurance policy that provides the necessary coverage while balancing affordability. To learn more, contact us at sales@commodoreins.com or 510-899-6500.
Commodore
Commodore Insurance Services, Inc. (Commodore) is a California corporation that operates as a Managing General Agency and Program Manager. Since incorporating in 1990, Commodore has developed an expertise in the production and underwriting of insurance products for businesses across the West Coast. Our focus is on providing top-level insurance products to our clients while striving to make it easy to do business for our brokers. Try us and find out why we have continued to be successful for more than 27 years and are recognized as the trusted leader in small business insurance.
