Driving More Opportunities with Targeted General Liability Programs

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Tailored GL Policies for Remodeling, General Contractors, Homebuilders, Commercial Builders,  and Others

At Commodore Insurance Services, we offer custom General Liability insurance to address the unique exposures faced by the various classes that comprise the construction industry, including these professions and activities:

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General Carpentry Remodeling
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General Contractors
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Interior Finish Carpentry
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Handyman
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Homebuilders
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Commercial Builders
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Framing

Job site premises – third-party bodily injury slips, trips, falls, and property damage – and product and completed operation risks are the most common liability exposures for GCs, remodelers, homebuilders, and others.

For example, a contractor would be held responsible if a customer, vendor, or visitor to the job site or project gets injured because of a falling object or debris left behind.

Falling objects can range from bolts, small tools, and construction debris to large objects such as plywood, metal pan decking, lumber, panes of window glass, structural steel, or other materials.

If bodily injury or property damage occurs due to the contractor’s work, they could be sued for poor workmanship; failure to meet specifications or building codes; use of substandard materials; incorrect installation, maintenance, or repair operations; faulty equipment; and improper design.

Today’s local legal climate further complicates a contractor’s risk, making our robust General Liability program critical.

How Our GL Programs Respond

Our General Liability programs provide specific features that help agents and brokers write more construction insurance business, including but not limited to the following:

  • Minimum Premium as Low as $300 ($500 No Sunset)
  • Limits Up to $1MM/$2MM/$2MM
  • Defense Outside the Limits Available
  • Additional Insured Endorsement with Completed Operations for both Residential and Commercial
  • Blanket Additional Insured (Ongoing Operations), Primary Wording & Waiver of Subrogation Included at No Additional Cost
  • Prior Works Buyback Option
  • Remodel Work on Condominiums and Apartments
  • Competitive Rates
  • Low Deductible
  • Occurrence (ISO) Policy Forms on ALL Policies
  • No New Construction Exclusion
  • New Ventures Acceptable
  • Sunset Options are Available but Not Required
  • Online Rating, Application, and Policy Issuance and Delivery

Your Success Is Ours

“Commodore has played an integral role in our agency’s growth over the past couple of years. With their competitive pricing, quick turnaround, and great customer service, I would highly recommend doing business with Commodore.”

– J.B., Insureaze Insurance Solutions, LLC
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Your Source for Affordable, Fast Contractor’s General Liability Insurance

Commodore Insurance Services is a Managing General Agency and Program Manager, providing top-level insurance products to construction clients while making it easy to do business for our brokers. Let’s work together.