Job site premises – third-party bodily injury slips, trips, falls, and property damage – and product and completed operation risks are the most common liability exposures for GCs, remodelers, homebuilders, and others.
For example, a contractor would be held responsible if a customer, vendor, or visitor to the job site or project gets injured because of a falling object or debris left behind.
Falling objects can range from bolts, small tools, and construction debris to large objects such as plywood, metal pan decking, lumber, panes of window glass, structural steel, or other materials.
If bodily injury or property damage occurs due to the contractor’s work, they could be sued for poor workmanship; failure to meet specifications or building codes; use of substandard materials; incorrect installation, maintenance, or repair operations; faulty equipment; and improper design.
Today’s local legal climate further complicates a contractor’s risk, making our robust General Liability program critical.