Level Up with Our GL Policies for Trade Contractors

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GL Policies to Respond to a Trade Contractor’s Exposures

Trade contractors include many occupations that involve skilled work with tools at a customer’s premises. From plumbers to electricians, drywallers, landscapers, and others, they are vital in commercial and residential construction projects.

Commodore Insurance Services provides tailored General Liability insurance in the event of an error that results in injury or property damage and the contractor is held liable for the damages. You can provide your clients with a premium indication in minutes.

Some of the trade contractors we insure include:

Painting, Drywall, and Insulation

Floor Covering & Tile/Stone Installation

Foundation, Concrete, and Masonry

Grading, Excavation, & Swimming Pool

Electrical, HVAC, Plumbing, and Solar

Landscaping & Tree Trim or Removal

Door & Window, Plastering/Stucco, & Siding/Gutter

The most common liability exposures trade contractors face while on the job include third-party slips and falls and construction defects.

For example, the GL policy will respond if an excavator fails to secure a worksite and a third party falls into the trench and breaks a leg. Or, if a particular plumbing job involves welding piping, a leak could lead to flooding, causing significant damage to the client’s property.

The completed operations coverage on the GL policy can help protect a contractor in this instance.

How Our GL Programs Respond

Our General Liability programs provide specific features that help agents and brokers write more construction insurance business, including but not limited to the following:

Minimum Premium as Low as $300 ($500 No Sunset)
Limits Up to $1MM/$2MM/$2MM
Defense Outside the Limits Available
Additional Insured Endorsement with Completed Operations for both Residential and Commercial Available
Blanket Additional Insured (Ongoing Operations), Primary Wording & Waiver of Subrogation Included at No Additional Charge
Prior Works Buyback Option

Remodel Work on Condominiums and Apartments
Competitive Rates
Low Deductible
Occurrence (ISO) Policy Forms on ALL Policies
No New Construction Exclusion
New Ventures Acceptable
Sunset Options are Available but Not Required
Online Rating, Application, and Policy Issuance and Delivery

Your Success Is Ours

“Commodore Insurance continues to be wonderful to work with, exceeding expectations with every request! Top notch customer service and competitive pricing, Commodore raises the bar for quality insurance at an affordable rate.”

– Sean L, Ferrante Insurance Services, Inc.

Your Source for Affordable, Fast Contractor’s General Liability Insurance

Commodore Insurance Services is a Managing General Agency and Program Manager, providing top-level insurance products to construction clients while making it easy to do business for our brokers. Let’s work together.