Elevated Contractors GL Coverage for More Wins

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Customized GL Policies for Service Trade Contractors

Commodore Insurance Services is focused on providing insurance protection for service trade contractors that make up the construction industry.

We offer tailored General Liability insurance to address the unique exposures faced by the various classes, including:

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Carpet/Upholstery Cleaning
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Debris Removal
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Sandblasting
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Window Cleaning
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Janitorial
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Pressure Washing
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Street Cleaning
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Exterior Building Cleaning

Service trade contractors and their subcontractors work at different locations daily–whether cleaning an office interior or the building windows or removing debris on a construction site.

The multiple premises involved expose your clients to more risks because of the customer property they are around every day.

For example, a janitor may neglect to put a “wet floor” sign in the lobby when cleaning an office building. A person walks by, slips and falls, and is injured. While cleaning classrooms at a school, a contractor accidentally damages the floor in one of those rooms. Or a contractor involved in debris removal during their work may damage a neighbor’s property.

The contractor’s business could be named in a lawsuit in these and other instances. This is where General Liability insurance steps in to provide financial protection to help pay for third-party bodily injury and property damage claims.

How Our GL Programs Respond

Our General Liability programs provide specific features that help agents and brokers write more construction insurance business, including but not limited to the following:

  • Minimum Premium as Low as $300 ($500 No Sunset)
  • Limits Up to $1MM/$2MM/$2MM
  • Defense Outside the Limits Available
  • Additional Insured Endorsement with Completed Operations for both Residential and Commercial Available
  • Blanket Additional Insured (Ongoing Operations), Primary Wording & Waiver of Subrogation Included at No Additional Charge
  • Prior Works Buyback Option
  • Remodel Work on Condominiums and Apartments
  • Competitive Rates
  • Low Deductible
  • Occurrence (ISO) Policy Forms on ALL Policies
  • No New Construction Exclusion
  • New Ventures Acceptable
  • Sunset Options Are Available but Not Required
  • Online Rating, Application, and Policy Issuance and Delivery

Your Success Is Ours

“Commodore offers a well-crafted insurance product without sacrificing great service to subsidize cost efficiency.”

– Jason Fairbanks, Fairbanks Insurance Brokers
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Your Source for Affordable, Fast Contractor’s General Liability Insurance

Commodore Insurance Services is a Managing General Agency and Program Manager, providing top-level insurance products to construction clients while making it easy to do business for our brokers. Let’s work together.